Terms Of Service - 911 House Help

TERMS OF USE AGREEMENT

Please read this Terms of Use Agreement (“Agreement”) carefully. By accessing this website and any pages hereof, you agree to be bound by the terms and conditions below. If you do not agree to these terms and conditions, do not access this Website.

911 House Help operates this website.

SECURITY POLICY

911HouseHelp.com uses secure technology to protect your data and transmissions between you, 911HouseHelp.com, banks, participating lenders and loan brokers.

Transmission between browsers and our web server is implemented using Secure Sockets Layer (SSL) technology. Our database is protected by a firewall. Although 911HouseHelp.com has taken these reasonable and appropriate measures to ensure that your personal information is delivered and disclosed only in accordance with your instructions, 911HouseHelp.com cannot and does not guarantee that the personal information you provide will not be intercepted by others and decrypted.

SERVICES

All of the information you have provided in your request is true and complete. You authorize 911HouseHelp.com to provide your information to up to five participants: Lenders, brokers, loan modification specialists, credit counseling specialists. No credit check will be performed on behalf of 911HouseHelp.com. You understand that participants may keep your data, whether or not you are qualified for a loan or other service with them. 911HouseHelp.com is not a lender and does not make loans or credit decisions in connection with loans. 911HouseHelp.com does not endorse or recommend the products of any particular Lender on any of its websites. 911HouseHelp.com is not an agent of either you, the User, or any participant. 911HouseHelp.com’s services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. The Lender, credit counsellor, loan modification specialist is solely responsible for its services to you, and you agree that 911HouseHelp.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. 911HouseHelp.com and/or participating Lenders expressly reserve the right to discontinue, suspend or terminate the offering of any product in any specific state through this Website. 911HouseHelp.com does not guarantee acceptance into any particular program or specific loan terms or conditions with any participant; loan approval standards are established and maintained solely by individual Lenders. Likewise, 911HouseHelp.com does not guarantee that the loan terms or rates offered and made available by participants through this Website are the best terms or lowest rates available in the market. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement. 911HouseHelp.com does not charge you, the User, a fee to use our service. 911HouseHelp.com is paid a fee by participating Lenders for the goods, facilities and services provided. Your use of this Website and/or 911HouseHelp.com’s services constitutes your agreement with this compensation arrangement.

By hitting the “Submit” button on the contact page, you understand and agree that you are submitting an inquiry as to a lending product with 911HouseHelp.com and each of the participants to whom your request is transmitted. By submitting the request you are extending an express invitation to each of the participants making you offers to contact you by telephone at the numbers you have provided so they may assist you with your transaction, and you hereby consent to any such calls even if your phone number is on any Do Not Call list.

Accessing this website, you consent by electronic signature to be contacted by a live foreclosure specialist and or a mortgage default specialist, artificial or prerecorded voice, and SMS text at my residential or cellular number (dialed manually or by autodialed) and by email. Calls may be recorded for quality assurance.

LINKS TO THIRD PARTIES

This Website may contain links to Websites maintained by third parties. Such links are provided for your convenience and reference only. 911HouseHelp.com does not operate or control in any respect any information, software, products or services available on such Websites. 911HouseHelp.com’s inclusion of a link to a Website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

ERRORS AND DELAYS

911HouseHelp.com is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.

DISPUTE RESOLUTION

Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction in State of Virginia. The arbitrators shall not have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto, except in Maine where state law will control all rights and remedies in the arbitration. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

PRIVACY POLICY

Please click here to read about our Privacy Policy.

OTHER TERMS

This Agreement constitutes the entire agreement between you and 911HouseHelp.com and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and 911HouseHelp.com with respect to this Website and information, software, products and services associated with it. This Agreement shall be subject to and construed in accordance with the laws of the State of Virginia. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

911 House Help
2102 Bremo Road STE 103
Richmond, VA 23230

IMPORTANT NOTICE: 911HouseHelp.com is not a government agency, is not affiliated with or approved by the U.S. Department of Agriculture (USDA), US Department of Veterans Affairs (VA), United States Department of Housing and Urban Development (HUD), or the Federal Housing Administration (FHA) in any way, is not associated with the government and is not approved by the government or your lender. FHA.US.com is a publisher of mortgage information and is not a lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Even if you accept a mortgage assistance relief service offer and use an attorney's service, your lender may not agree to change your loan. 16 CFR 322.4(a)(1).

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